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June 6th, 2025
Aging Parents, Elder Financial Abuse

Protecting Aging Parents Without Starting a War

Watching your aging parents become vulnerable is one of the hardest chapters of adult life. You want to protect them—especially when you suspect someone is taking advantage—but stepping in often feels like lighting a match near dry kindling. Siblings may resist. The parent may deny the issue. Tensions rise. And before you know it, you’re not just worried about Mom or Dad—you’re trapped in a family feud.

At Hackard Law, we’ve helped countless families navigate the delicate intersection of love, protection, and legal intervention. In this blog, we’ll walk you through the emotionally charged reality of protecting aging parents—without turning your family into a battleground.

The Warning Signs You Can’t Ignore

Your instincts may be the first red flag. Something feels off. Perhaps it’s a sudden change in your parent’s demeanor or financial behavior. Maybe they’ve developed an unusual attachment to a new “friend” or caregiver. Common signs of potential undue influence or financial abuse include:

Unexplained Withdrawals or Account Changes

One of the first signs of financial exploitation is irregular activity in your parent’s bank or investment accounts. Large withdrawals, frequent ATM activity, or sudden account closures—especially when your parent never handled those tasks before—could signal someone else is manipulating their finances. Sometimes, an abuser will add themselves to accounts, remove longtime financial advisors, or redirect funds for personal gain. If your parents seem unaware of these changes, it’s a clear sign something may be wrong.

Isolation from Long-Standing Friends or Family

Abusers often thrive in secrecy. To control an aging adult, they may slowly cut off trusted relationships—claiming others “don’t care,” “are only after money,” or “can’t be trusted.” If your parent suddenly stops calling, avoids social gatherings, or becomes unreachable, it may not be their choice. Isolation can be a deliberate tactic to prevent interference, conceal exploitation, and deepen dependency on the manipulator.

A New Person Managing Their Affairs

While it’s not unusual for a parent to accept help with bills or errands, a sudden shift in control—especially to someone outside the immediate family—should raise concern. This may be a new romantic partner, caregiver, neighbor, or distant relative. If this person is handling medical appointments, finances, legal documents, or communication with others, they may be exerting undue influence. The concern grows if they resist transparency or discourage family involvement.

Abrupt Changes to Their Will or Trust

Estate planning is a deeply personal process, but when a parent changes their will or trust late in life—especially in ways that favor a single individual—it warrants scrutiny. Were these changes made while your parent was ill, isolated, or mentally compromised? Did a new beneficiary appear while others were removed? Was an attorney even present? Abrupt and suspicious revisions can be a hallmark of undue influence or even elder financial abuse.

Expressions of Fear, Confusion, or Guilt

Listen to the language your parent uses. Phrases like “I don’t know what’s going on,” “Don’t tell anyone,” “They’ll be mad at me,” or “I feel bad, but…” may point to emotional manipulation or coercion. Confusion may indicate cognitive decline or that they’ve been misled. Fear and guilt can reveal a power imbalance. Even subtle shifts in behavior—hesitation to talk openly, nervousness when certain people are present—can reveal that something isn’t right.

These aren’t just red flags—they’re calls to action. Protecting aging parents means knowing when to step in and how to do it wisely.

Why Families Explode During Crisis

Trying to protect a parent is noble—but it’s rarely simple. Siblings may see your concerns as overreactions. Others may accuse you of being controlling or self-serving. If the parent resists your help, things get even harder. No one wants to be told they need protecting—especially by their children.

And if there’s money involved? Tensions escalate fast. Allegiances shift. Old rivalries surface. And soon, you’re not just trying to keep your parent safe—you’re defending your own motives.

This emotional complexity makes elder protection one of the most volatile areas of probate and trust law.

Approach with Empathy, Not Accusation

If your goal is to protect your parent while preserving family unity (as much as possible), the key is emotional intelligence. Start with empathy. Before pointing fingers or making legal threats, ask yourself:

  • How would I feel if I were in their shoes?
  • How can I express concern without assuming guilt?
  • Is there a way to unite family members around care, rather than blame?

Instead of saying, “I think someone’s stealing from Mom,” you might begin with, “I’ve noticed some changes lately. I’m worried she may not be getting all the support she needs. Can we talk about it together?”

It’s not a guarantee of peace—but it sets a tone of collaboration instead of conflict.

When Talking Isn’t Enough: Know Your Options

Sometimes, subtlety fails. Maybe you’ve tried family discussions. Maybe you’ve asked questions and hit a wall. If your parent is truly at risk—emotionally, physically, or financially—you may need to act. Legal options can include:

1. Petitioning for Conservatorship

This allows a responsible party to make financial or health-related decisions for an incapacitated adult. It’s a serious step and can be contested—but it can also prevent disaster.

2. Challenging a Questionable Power of Attorney

If you suspect someone pressured your parent into signing over control, you may be able to contest the validity of the document.

3. Investigating Undue Influence

California law protects elders from being manipulated into giving away assets. If a will or trust was changed under suspicious circumstances, it may be legally challenged.

4. Freezing Assets or Halting Transfers

Emergency motions can be filed to prevent further damage while a case is investigated.

These steps require strong evidence and clear legal strategy. But more importantly, they require the right motive: not revenge, not control—but protection.

For a deeper understanding of how to prevent estate crimes and protect your family’s future, watch this informative video by Hackard Law: Prevent Estate Crimes & Protecting Your Family’s Future

The Cost of Doing Nothing

It’s tempting to stay quiet. To hope things improve. To avoid confrontation. But inaction can have devastating consequences:

  • Your parent could lose their home, savings, or independence.
  • Abusers may gain legal control through trust documents or wills.
  • You may regret staying silent when you could have acted.

Sometimes, the fight isn’t what causes the war—it’s the silence that lets exploitation thrive.

Keeping the Peace (Where Possible)

While not every family can avoid conflict, there are ways to reduce fallout:

  • Bring in neutral third parties early—doctors, social workers, attorneys, or mediators.
  • Document everything in writing. Calm, factual records speak louder than emotional arguments.
  • Set boundaries with combative siblings. You can care without being consumed.
  • Stay focused on your parent’s wellbeing. That is your north star.

At Hackard Law, we help clients approach these cases with both legal strength and emotional clarity. You don’t have to choose between protecting your parents and protecting your peace—we help you pursue both.

Standing Up with Strength, Love, and Legal Wisdom

Protecting your aging parents is one of the most profound—and painful—roles you may ever take on. It’s filled with doubt, fear, and sometimes, heartbreak. But it’s also a chance to honor them with the same care they once gave you.

When families fall apart over questions of safety and trust, Hackard Law stands beside those who speak up with courage and compassion. We believe that elder protection is not just a legal duty—it’s a moral one.

So if your heart is telling you something’s wrong, don’t wait. There is a way to act wisely, legally, and yes—lovingly. Protecting aging parents may be difficult, but it’s also one of the most meaningful acts of love. Contact us at Hackard Law—we’re here to help you protect what matters most.